Best Credit Monitoring Apps in 2025 to Help You Manage Your Credit Scores Better

These best credit monitoring apps will help you get the status of any modifications made to your creditworthiness so you can stay up to date and take timely actions in case of inaccuracies.
Last Updated on : May 01, 2025
best credit monitoring apps

Technology has made it easier to protect our finances and stay on top of our credit health. The best credit monitoring apps are a great way to do this as well, as they provide real-time notifications when something changes on your credit report or if any suspicious activity is detected. With the help of paid and free credit monitoring apps, you can easily check your credit score and monitor for fraudulent activity so that you can take action quickly. Read More

Best credit monitoring apps for your iOS and Android devices

1.

Credit Karma

Credit Karma

Download Credit Karma:

4.8
4.6

Tech Specifications Arrow

Metrics Android iOS
Latest Version: 25.3 25.4
Size: 32 MB 204.7 MB
Device Supported: Android 9 and up iOS 15.0 or later
Subscription: Free Free

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Why we picked it? Arrow

2.

CreditWise by Capital One

CreditWise by Capital One

Download CreditWise by Capital One:

4.8
4.5

Tech Specifications Arrow

Metrics Android iOS
Latest Version: 1.122.0 1.124.0
Size: 42 MB 199.9 MB
Device Supported: Android 10 and up iOS 16.0 or later
Subscription: Free Free

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Why we picked it? Arrow

3.

TransUnion

TransUnion

Download TransUnion:

4.0
3.6

Tech Specifications Arrow

Metrics Android iOS
Latest Version: 4.0.28 4.0.29
Size: 17 MB 45 MB
Device Supported: Android 8.0 and up iOS 13.0 or later
Subscription: Free Free

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Why we picked it? Arrow

4.

Aura

Aura

Download Aura:

4.7
4.5

Tech Specifications Arrow

Metrics Android iOS
Latest Version: 3.30.0 3.30.0
Size: 70 MB 178.2 MB
Device Supported: Android 10 and up iOS 15.0 or later
Subscription: Free with In-App Purchases Free with In-App Purchases

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Why we picked it? Arrow

5.

Experian

Experian

Download Experian:

4.8
4.7

Tech Specifications Arrow

Metrics Android iOS
Latest Version: 4.1.13.1 4.1.18
Size: 35 MB 221.7 MB
Device Supported: Android 7.0 and up iOS 16.0 or later
Subscription: Free with In-App Purchases Free with In-App Purchases

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Why we picked it? Arrow

6.

Cred

Cred

Download Cred:

4.8
4.7

Tech Specifications Arrow

Metrics Android iOS
Latest Version: Varies with device 4.8.9
Size: 92 MB 434.4 MB
Device Supported: Varies with device iOS 15.0 or later
Subscription: Free Free

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Why we picked it? Arrow

7.

Credit Sesame

Credit Sesame

Download Credit Sesame:

4.8
4.1

Tech Specifications Arrow

Metrics Android iOS
Latest Version: 7.13 7.13
Size: 58 MB 195.8 MB
Device Supported: Android 10 and up iOS 17.0 or later
Subscription: Free with In-App Purchases Free with In-App Purchases

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8.

myFICO

myFICO

Download myFICO:

4.8
4.4

Tech Specifications Arrow

Metrics Android iOS
Latest Version: 4.0.4.3 4.0.4
Size: 10 MB 65.4 MB
Device Supported: Android 7.0 and up iOS 12.0 or later
Subscription: Free Free

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Why we picked it? Arrow

9.

Lock & Alert by Equifax

Lock & Alert by Equifax

Download Lock & Alert by Equifax:

1.9
2.2

Tech Specifications Arrow

Metrics Android iOS
Latest Version: 2.9.3 2.9.3
Size: 7.4 MB 18.5 MB
Device Supported: Android 10 and up iOS 14 or later
Subscription: Free Free

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In this article:

Conclusion

The right credit monitoring app can help you manage your finances and make informed decisions about how to improve your credit score. Each of these apps offers a comprehensive suite of features that can help you track and monitor your credit, as well as personalized tips and insights into lenders’ view of your financial situation. 

With so many options available, it is important to choose the one that best fits your needs. So, hopefully our take on the best credit monitoring services will help you answer your questions like “how to check credit score without affecting it”. 

Lastly, just like this comprehensive list of the best credit monitoring apps, you can also list your product among the top names of its category by submitting it to our experts for a review. Getting featured on MobileAppDaily among top apps can be a great opportunity to grow the visibility of your app. 

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Aman Gaur

Sr. Content Writer

Aman Gaur is a Senior Writer at MobileAppDaily (MAD). He is an IT engineer (as per academics) who turned to writing because of his flair for storytelling. He has an experience of 6+ years and has worked with multiple companies in many niches but primarily ‘Tech’. He has many interests that range from being a tech enthusiast to an admirer of international music and cinema. Currently, he is using his skills to help MAD expand and create valuable content for the platform, thereby, helping in improving overall traffic, leads, and branding of the company.

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