Get Personal Financial Assistant on your Smartphone with these 10+ best AI-Based Financial Apps

Robinhood is an online finance app that aims to offer an accessible investing market for all users. With tech-savvy investors and new traders, the app has grown in its popularity over the years. 

The company offers fee-free trading that attracts many investors and traders. Users can trade stocks, cryptocurrencies, and ETFs easily using this platform. The ability to sell fractional shares gives traders access to a wider variety of assets.  

It is one of the leading financial apps that lets you manage and run your money your way. The app enables you to identify technical indicators that can help you with investment decisions. Along with this, you can also learn about the market and investing strategies through in-app lessons.

Wealthfront is a US-based Robo-advisor fintech that is trusted by many users across the globe. The app is equipped with all the essential tools that will help you keep your money safe and invested on the right track. 

The expert-built portfolios on the app empower you to stay diversified for all your long-term investment goals. You can minimize the chances of risks and loss, save on your tax, and can expect a good return for all your investments. 

With this online financial app, you can get easy access to a diverse investment lineup, smart planning tools, and exceptional tax-saving strategies. You can get all of it at the most affordable prices. It is best suited for high-balanced investors, goal-setters, and beginners. 

Betterment is an AI-powered financial app that offers you the best way to save and manage your money. It provides you with a platform to earn high interest on your savings and offers effective automated investing solutions. 

It is one of the best AI finance applications that provides all users with a comprehensive financial planning solution. The app can cater to the needs of both new investors and high-net-worth clients. 

You can choose your portfolio from some of the best options available, including- Core, Goldman Sachs SmartBeta, and BlackRock Target Income. The app streamlines your financial planning by allowing you to create multiple goals and monitor average and worst-case scenario returns. 

Coinbase is a free AI-based app for finance that offers an online platform for trading cryptocurrencies. It facilitates the buying, selling, and transfer of crypto and also gives you the option to store it. You can buy and sell any 120 types of cryptocurrencies, including Bitcoin, Litecoin, and more. 

The fee for using Coinbase can vary depending on your account type, funding source, and the size of the transaction. This AI financial app is best suited for beginners; however, if you are an advanced trader, you can use Coinbase Pro. With the ‘Pro’ version, you can access additional trading options and avail a more straightforward and lower fee structure. 

It is a leading crypto trading app that offers the simplest and the most secure way to support crypto transactions. Through this app, you can also monitor the current price and the latest trends in cryptocurrencies. 

Wizley is one of the best online financial apps that provides automated savings for all users. The app promotes saving and budgeting as per your goal. It is one of the fastest-growing apps for financial wellness. 

Based on your monthly income and spending, the app gives you a Wellness Score. With this, the app also suggests ways and methods to improve this score. The app makes it simple for users to save money and fulfill their ultimate financial goals. 

It is the most trusted and one of the best financial apps that helps you categorize your expenses as per the necessities. With this, you can be assured of limiting your spending and staying within the constraints of your budget. The AI alerts provide personalized and accurate suggestions about when and how much to save.

Cleo is a top financial app that uses AI technology to make managing money much more convenient and fun for users. The app works by linking the digital assistant to your bank account, which will help in tracking your spending and managing your budget. 

By a thorough analysis of your spending, the app also suggests the amount of money that you can easily save. You can easily use Cleo by chatting with a chatbot that assists you with the process and clarifies your doubts and queries. 

The app is completely free to download, use, and set up. Users can avail of tracking, budgeting, and expenditure analysis without any additional cost. However, if you are looking for salary advance and cashback offers, you will have to pay charges for using Cleo+. 

Gemini markets itself as one of the top financial apps for people who are looking to get started with trading cryptocurrencies. This app enables you to trade crypto anytime and anywhere through your smartphone. 

The app offers different services with separate interfaces and fee structures for both casual investors and full-time investors. Gemini has expanded its services to include a payment app, a credit card facility, an interest-paying savings account, and a trading platform for users. 

Through this app, you can exchange over 100 cryptocurrencies, including Ether, Bitcoin, etc. Similar to many crypto exchanges, Gemini has a mobile app that is quick and simple to use. Apart from facilitating crypto transactions, the app also provides educational resources for new investors. 

Wealthsimple is an AI-based financial app that promotes long-term wealth by providing smart and accurate investing and saving plans. The app provides algorithmic plans that are tailored to client’s needs and demands. 

It is a simple-to-use financial platform for new or average-experienced investors who are looking for a technology that can automate their investments. It can make the complex process and decision-making related to investment extremely clear and effortless. 

It offers easy access to the investors to trade online, saving their time and effort of physically visiting the branch. Wealthsimple is one of the top financial apps that promote financial freedom for users, irrespective of their financial status. 

Fidelity Investments functions as the largest brokerage firm in the United States. This app is best suited for investors who are looking for an online, low-cost broker. It is one of the most trusted AI banking apps that offers banking and financial services to over 40 million users. 

Fidelity does not charge any fee on stocks and ETF trades and thus holds a strong position in the market. The customers are also accessible to multiple currencies, options, mutual funds, etc. You can also access many fixed-income products like municipal bonds, treasury corporate, etc. 

It is a mutual fund giant which is regarded as the market leader in defining personalized investment strategies for its clients. Beyond a wide spectrum of products, Fidelity offers a comprehensive suite of tools and investable assets for users. 

Schwab Mobile is an all-in-one AI financial mobile app that lets you monitor and trade in the market. You can also research investments and can follow the latest updates and current happenings of the market through the app. 

The app takes on the full-service approach and offers a wide range of products and services that are suitable for investors at any level. It offers multiple platforms that are tailored to its wide consumer base. As a Schwab Mobile app user, you can get access to educational resources, responsive customer support, and highly accurate research tools.

It is one of the most advanced online financial apps that assigns a robo-advisor as your personal digital investment manager. With this, you get the best AI research tools that can help you ace the financial market.